The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop

Description: The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying by Suze Orman Orman's latest guide combines real-life recommendations with the motivation to overcome financial anxieties. As Orman shows, managing money is far more than a matter of balancing a checkbook or picking the right investments. FORMAT Paperback LANGUAGE English CONDITION Brand New Publisher Description Over 3 Million Copies SoldA Personal Finance Classic that Changed Forever How We Think, Feel, and Act about MoneyTen years ago, Suze Orman, America's most celebrated finance expert, transformed the way we all view personal finance with her groundbreaking "The 9 Steps to Financial Freedom." This "New York Times" bestselling blockbuster broke from the ranks of traditional money management books by looking at finances from an entirely new perspective, advising people to approach money from an emotional standpoint in order to achieve their financial dreams. By emphasizing the psychological and spiritual power money has in our lives, while still including information on all aspects of our financial daily activities, Orman has helped millions break through the barriers that hold them back. She is now our country's leading personal finance expert, and here is the book that started it all.Orman is back in a brand-new, fully updated edition to "The 9 Steps to Financial Freedom," her personal finance classic that offers thoughtful, easy-to-follow steps toward a life of financial freedom. Here is the most up-to-the-minute information on a wide range of financial topics that plague us today: credit card debt, bankruptcy, paying for education, wills versus trusts, the best retirement account, life insurance, and more. Combining real-life recommendations with Suze's own brand of inspiration and motivation, this is the only guide you'll need to provide for yourself and your family.As Orman shows, managing money is so much more than a matter of balancing your checkbook or picking the right investments. It's about redefining financial freedom and realizing that you are worth far more than your money. Let America's leading personal finance expert show you how. Author Biography Suze Orman, Americas most recognized expert on personal finance, is also the author of "Women & Money"; "The Money Book for the Young, Fabulous & Broke"; "The Laws of Money, The Lessons of Life"; "The Road to Wealth"; "The Courage to Be Rich"; and "The 9 Steps to Financial Freedom". Excerpt from Book What do you want from your money? College tuition for your kids? A bigger house and a new car? Security when you retire? Wouldnt it be great simply to have enough money so you dont have to worry? The "enough money" part of that equation is easy. By the time you finish this book you will understand everything you need to know about managing and protecting your money and making it grow. The "so you dont have to worry" part is much more complex. It actually has nothing to do with how much money you have or how little. You can balance your checkbook until youre blue in the face, you can move money every day between your mutual funds, you can double your life insurance, you can buy lottery tickets--and none of it will do you any good until you get beyond the worry and fear. The fear of money, the fear of not having enough, the fear of having enough, the fear of taking action, the fear of inaction. There isnt a part of our lives that money doesnt touch--it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything. Most of us, I think, have a core of anxiety that we carry around with us, though we may not admit it to ourselves. That is part of moneys power over us. From years as a financial planner I have learned that true financial freedom doesnt depend on how much money you have. Financial freedom is when you have power over your fears and anxieties instead of the other way around. Thats why, in this book, well address first the fears, then the finances. Whatever their circumstances--in debt, working, downsized, afraid of becoming downsized, retired, having just inherited money, having just lost money--my clients invariably arrive with a handful of financial papers and a heart full of anxieties. Like most certified financial planners, I started my practice to help other people with their money, but as time went on, I realized that it was far more than their money (or lack of it) that needed attention. Today new clients arrive expecting me to ask to see their papers. Instead I ask them first to share their fears. Its never too soon to begin, and its never too late, no matter how the bottom-line numbers read today on your particular handful of financial papers. This book presents a nine-step process that will take you back into the past, when your attitudes about money were born and began to grow. It will help you face the present honestly and clear the way for you to create a future you will love. I know it works. As you read this book you will meet others who have taken the steps toward financial freedom--and finally made possible the lives they dreamed about. You will also see that if I could do it against all odds, so can you. When I was very young I had already learned that the reason my parents seemed so unhappy wasnt that they didnt love each other; it was that they never had quite enough money even to pay the bills. In our house money meant tension, worry, and sorrow. When I was about thirteen my dad owned his own business, a tiny chicken shack where he sold take-out chicken, ribs, hamburgers, hot dogs, and fries. One day the oil that the chicken was fried in caught fire. In a few minutes the whole place exploded in flames. My dad bolted from the store before the flames could engulf him. This was when my mom and I happened to arrive on the scene, and we all stood outside watching the fire burn away my dads business. All of a sudden my dad realized that he had left his money in the metal cash register inside the building, and I watched in disbelief as he ran back into the inferno, in the split second before anyone could stop him. He tried and tried to open the metal register, but the intense heat had already sealed the drawer shut. Knowing that every penny he had was locked in front of him, about to go up into flames, he literally picked up the scalding metal box and carried it outside. When he threw the register on the ground, the skin on his arms and chest came with it. He had escaped the fire safely once, untouched. Then he voluntarily risked his life and was severely injured. The money was that important. That was when I learned that money is obviously more important than life itself. From that point on, earning money, lots of money, not only became what drove me professionally, but also became my emotional priority. Money became, for me, not the means to a life rich in all kinds of ways; money became my singular goal. Years later this kid from the South Side of Chicago was a broker with a huge investment firm. I was rich, richer than I could have imagined. And I realized I was profoundly unhappy; the money hadnt bought or brought me happiness. So if money wasnt the key to happiness, what was? It was then that I began a quest, which has taken me deep into the meaning of life--and the meaning of money. I dont know if I have discovered the meaning of life, but I have learned a great deal about what money can and cannot do. And it can do a lot. Your money will work for you, and you will always have enough--more than enough--when you give it energy, time, and understanding. I have come to think that money is very much like a person, and it will respond when you treat it as you would a cherished friend--never fearing it, pushing it away, pretending it doesnt exist, or turning away from its needs, never clutching it so hard that it hurts. Sometimes its fatter, sometimes its skinnier, sometimes it doesnt feel so good and needs special nurturing. But if you tend it like the living entity it is, then it will flourish, grow, take care of you for as long as you need it, and look after the loved ones you leave behind. Most of us already know at least some of the steps we could take to free ourselves from money anxieties--we could manage our debt better, arrange for our childrens education, strategically plan now for later, protect what weve saved, save more. Yet most of us are paralyzed, too, when it comes to actually taking these steps, however wise they seem, however much we think we really want to take control. What good will it do you to know what you should do, if you cant do it? The Nine Steps to Financial Freedom: A Preview The first steps of this book take you back to discover why you dont do the things you know you should do and bring you beyond that--to where you can take action. These steps will free you to open up a dialogue about money with your parents, your children, and, most important, yourself. The next three steps are the laws of managing money. These laws are must-dos. They cover everything from wills and trusts and what insurance you need (and dont need) to new ways to think about debt and your 401(k) or retirement plan to how to invest and what to invest in. They teach you why you must trust yourself more than you trust anyone else with your money. The goal of these particular steps is to make you as independent from financial advisers as possible. Over the years, I have learned that it is in my clients best interest for them to take control over their money, not to relinquish it, even to me. If, later on, they choose to entrust their money to someone else, with these steps they would no longer be able to be taken advantage of by an unscrupulous adviser--or by their unwillingness to face up to the facts and figures of their own finances. Once you take these steps, you will discover the exhilaration that comes from wanting to deal with your money, not just having to deal with it. The last three steps take you beyond the realm of finances, to the wealth that money cant buy. When it comes to money, freedom starts to happen when what you do, think, and say are one. Youll never be free if you say that you have more than enough, then act as if and think you dont. Youll never be free if you think you dont have enough, then act as if and say you do. You will have enough when you believe you will and take the actions to express that belief. And youll have more than enough when you realize that you can be rich at any income because you are more than your money, you are more than your job or title, than the car you drive or the clothing you wear. Your own power and worth are not judged by what money can sell and what money can buy; true freedom cannot be bought or sold at any price. True freedom, true wealth, is that which can never be lost. Details ISBN030734584X Author Suze Orman Short Title 9 STEPS TO FINANCIAL FRE Pages 338 Publisher Three Rivers Press (CA) Language English ISBN-10 030734584X ISBN-13 9780307345844 Media Book Format Paperback DEWEY 332.024 Year 2006 Publication Date 2006-08-31 Imprint Three Rivers Press Subtitle Practical and Spiritual Steps So You Can Stop Worrying Place of Publication New York Country of Publication United States Residence Oakland, CA, US Edition 3rd DOI 10.1604/9780307345844 Audience General/Trade UK Release Date 2006-08-15 We've got this At The Nile, if you're looking for it, we've got it. With fast shipping, low prices, friendly service and well over a million items - you're bound to find what you want, at a price you'll love! TheNile_Item_ID:43650003;

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